What is a credit report Knoxville

Reputable employment screening companies always verify negative information obtained from data base searches against the actual public records filed at the courthouse. Can an employment application ask about things that should not be reported? The FCRA does not prohibit an employer from asking questions in an employment application. See FTC letters to Nadell and Sum: www.ftc.gov/os/statutes/fcra/nadell.htmwww.ftc.gov/os/statutes/fcra/sum.htm For example, an employment application might ask if you have "ever" been arrested. The FCRA says a consumer reporting agency cannot report an arrest that from date of entry was more than seven years ago. It does not say the employer cannot ask the question. How to handle such questions on an employment application is of real concern to many people, especially those concerned with a youthful mistake from the distant past.

State employment laws may limit the questions an employer includes on a job application. For example, in California an application may ask "job related questions about convictions except those that have been sealed, or expunged, or statutorily eradicated," but applications cannot ask "general questions regarding an arrest." www.dfeh.ca.gov/res/docs/publications/DFEH-161.pdf To learn about employment laws in your state, search the Internet for “employment inquiries” followed by the name of your state. credit reporting agencies State and local equal employment opportunity agencies, along with federal EEO field offices, may also be located through the US Equal Opportunity Commission Web site. Aren't some of my personal records confidential? The following types of information may be useful for an employer to make a hiring decision. However, under the federal Fair Credit Reporting Act, what is a credit report Knoxville the employer is required to get what is a credit report Knoxville your permission before obtaining the records. (See PRC Fact Sheet 11, "From Cradle to Grave: Government Records and what is a credit report Knoxville Your Privacy," www.privacyrights.org/fs/fs11-pub.htm) what is a credit report Knoxville There are other questions such as age, marital status, and certain psychological tests that employers cannot use when what is a credit report Knoxville interviewing. check credit history These issues are beyond the scope of this fact sheet. If you have further questions, contact the resources at the end of this fact sheet. The federal Equal Employment Opportunity Commission and the fair employment agencies in the states handle these issues.

What can my former employer say about me? Often a potential employer will contact an what is a credit report Knoxville applicant's past employers. A former boss can say anything [truthful] about your performance.

However, most employers have what is a credit report Knoxville a policy to only confirm dates of employment, final salary, and other limited information. California law prohibits employers what is a credit report Knoxville from intentionally interfering with former employees' attempts to find jobs by giving what is a credit report Knoxville out false or misleading references. (California what is a credit report Knoxville Labor Code §1050) Under California law and the laws of many other what is a credit report Knoxville states, employees have a right to review their own personnel files and make copies of documents they have what is a credit report Knoxville signed. If you are a state or federal employee, your personnel file is protected under the California Information what is a credit report Knoxville Practices Act or the federal Privacy Act of 1974 and can what is a credit report Knoxville only be disclosed under limited circumstances. check your credit report (California Civil Code §56.20; California Labor Code §§432, 1198.5; 5 USC §552a) Jobs such as truck driver positions fall under regulations of the federal Department of Transportation. Employers are required to accurately respond to what is a credit report Knoxville an inquiry from a prospective employer about whether you took a drug test, refused a drug test, or tested positive in a drug test with the former or current employer. www.fmcsa.dot.gov/rulesregs/fmcsrhome.htm 4. Who Conducts Background Checks? There what is a credit report Knoxville are many companies that specialize in employment screening. It is outside the purpose of this fact sheet to identify background checking companies by name.